.page-disclaimer{
  --dc-soft:rgba(234,245,239,.86);
  --dc-faint:rgba(234,245,239,.72);
  --dc-pad-y:clamp(28px,5vw,56px);
  background:var(--ink);
  color:var(--bone);
  padding-bottom:clamp(40px,8vw,88px);
}

.page-disclaimer .ins-head{
  position:relative;
  border-bottom:1px solid var(--line);
  padding-top:clamp(20px,4vw,40px);
  background:
    radial-gradient(120% 150% at 88% -20%, rgba(60,242,180,.16), transparent 62%),
    repeating-linear-gradient(90deg, rgba(42,74,62,.26) 0 1px, transparent 1px 48px),
    var(--ink-2);
}

.page-disclaimer .ins-head-in{
  padding-bottom:clamp(22px,4vw,40px);
}

.page-disclaimer .ins-eyebrow{
  margin:0 0 .8rem;
  font-family:var(--mono);
  font-size:.7rem;
  letter-spacing:.16em;
  text-transform:uppercase;
  color:var(--neon);
}

.page-disclaimer h1{
  margin:0 0 1rem;
  max-width:26ch;
  font-family:var(--display);
  font-weight:900;
  font-size:clamp(2rem,5.6vw,3.4rem);
  line-height:1.05;
  letter-spacing:-.01em;
  color:var(--bone);
}

.page-disclaimer .ins-lede{
  margin:0;
  max-width:62ch;
  font-size:clamp(1rem,1.4vw,1.08rem);
  line-height:1.8;
  color:var(--dc-soft);
}

.page-disclaimer .ins-ver{
  border-top:1px solid var(--line);
  background:rgba(6,23,19,.7);
}

.page-disclaimer .ins-ver-in{
  display:flex;
  flex-wrap:wrap;
  gap:.35rem 1.6rem;
  padding:.85rem 0;
  font-family:var(--mono);
  font-size:.7rem;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--sage);
}

.page-disclaimer .ins-ver-in b{
  margin-right:.45rem;
  font-weight:600;
  color:var(--neon);
}

.page-disclaimer .ins-banner{
  position:relative;
  margin:0;
  overflow:hidden;
  border-bottom:1px solid var(--line);
}

.page-disclaimer .ins-banner img{
  display:block;
  width:100%;
  height:clamp(170px,32vw,340px);
  object-fit:cover;
  filter:saturate(.7) brightness(.82) contrast(1.05);
}

.page-disclaimer .ins-banner::after{
  content:"";
  position:absolute;
  inset:0;
  pointer-events:none;
  background:linear-gradient(90deg, rgba(6,23,19,.86), rgba(6,23,19,.2) 55%, rgba(60,242,180,.14));
}

.page-disclaimer .ins-body{
  display:grid;
  grid-template-columns:minmax(0,1fr);
  gap:clamp(20px,3vw,36px);
  padding-top:var(--dc-pad-y);
}

.page-disclaimer .ins-main{
  min-width:0;
}

.page-disclaimer .ins-index{
  min-width:0;
  border:1px solid var(--line);
  background:linear-gradient(180deg, rgba(16,53,42,.72), rgba(6,23,19,.42));
  padding:.9rem 1rem;
}

.page-disclaimer .ins-index h2{
  margin:0 0 .6rem;
  font-family:var(--mono);
  font-size:.66rem;
  font-weight:400;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--sage);
}

.page-disclaimer .ins-index ol{
  display:flex;
  gap:.35rem;
  margin:0;
  padding:0;
  list-style:none;
  overflow-x:auto;
  scrollbar-width:thin;
}

.page-disclaimer .ins-index li{
  flex:0 0 auto;
}

.page-disclaimer .ins-index a{
  display:block;
  padding:.45rem .65rem;
  border:1px solid transparent;
  border-left:2px solid var(--line);
  font-size:.86rem;
  white-space:nowrap;
  color:var(--dc-soft);
  text-decoration:none;
  transition:color .18s var(--ease), border-color .18s var(--ease), background .18s var(--ease);
}

.page-disclaimer .ins-index a:hover,
.page-disclaimer .ins-index a:focus-visible{
  color:var(--neon);
  border-left-color:var(--neon);
  background:rgba(60,242,180,.08);
  outline:none;
}

.page-disclaimer .ins-sec{
  margin-bottom:clamp(10px,1.4vw,16px);
  border:1px solid var(--line);
  scroll-margin-top:calc(var(--nav-h) + 20px);
  background:linear-gradient(180deg, rgba(16,53,42,.52), rgba(6,23,19,.28));
}

.page-disclaimer .ins-sec summary{
  display:flex;
  align-items:baseline;
  gap:.7rem;
  padding:1rem clamp(14px,2.6vw,22px);
  border-left:3px solid var(--line);
  cursor:pointer;
  list-style:none;
  transition:color .18s var(--ease), border-color .18s var(--ease);
}

.page-disclaimer .ins-sec summary::-webkit-details-marker{
  display:none;
}

.page-disclaimer .ins-sec summary::after{
  content:"+";
  margin-left:auto;
  font-family:var(--mono);
  font-size:1rem;
  color:var(--neon);
}

.page-disclaimer .ins-sec[open] summary::after{
  content:"–";
}

.page-disclaimer .ins-sec summary:hover{
  color:var(--mint);
}

.page-disclaimer .ins-sec[open] summary{
  border-left-color:var(--neon);
}

.page-disclaimer .ins-sec summary:focus-visible{
  outline:2px solid var(--neon);
  outline-offset:-2px;
}

.page-disclaimer .ins-num{
  flex:0 0 auto;
  padding-top:.16em;
  font-family:var(--mono);
  font-size:.68rem;
  letter-spacing:.16em;
  color:var(--neon);
}

.page-disclaimer .ins-sec-h{
  margin:0;
  font-family:var(--display);
  font-weight:700;
  font-size:clamp(1.06rem,2.4vw,1.32rem);
  line-height:1.3;
  color:var(--bone);
}

.page-disclaimer .ins-pad{
  padding:0 clamp(14px,2.6vw,22px) clamp(16px,2.4vw,24px);
  border-top:1px dashed rgba(42,74,62,.9);
}

.page-disclaimer .ins-pad p{
  margin:.9em 0 0;
  max-width:70ch;
  font-size:1rem;
  line-height:1.8;
  color:var(--dc-soft);
}

.page-disclaimer .ins-pad a{
  color:var(--neon);
  text-decoration:none;
  border-bottom:1px solid rgba(60,242,180,.45);
}

.page-disclaimer .ins-pad a:hover{
  border-bottom-color:var(--neon);
}

.page-disclaimer .ins-pairs{
  display:grid;
  grid-template-columns:minmax(0,1fr);
  gap:.6rem;
  margin:1em 0 0;
}

.page-disclaimer .ins-pair{
  padding:.7rem .8rem;
  border:1px solid var(--line);
  border-left:2px solid var(--neon);
  background:rgba(6,23,19,.55);
}

.page-disclaimer .ins-pair dt{
  margin-bottom:.3rem;
  font-family:var(--mono);
  font-size:.66rem;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:var(--sage);
}

.page-disclaimer .ins-pair dd{
  margin:0;
  font-size:.95rem;
  line-height:1.75;
  color:var(--bone);
}

.page-disclaimer .ins-list{
  display:grid;
  gap:.65rem;
  margin:1em 0 0;
  padding:0;
  list-style:none;
}

.page-disclaimer .ins-list li{
  position:relative;
  padding-left:1.5rem;
  font-size:.98rem;
  line-height:1.78;
  color:var(--dc-soft);
}

.page-disclaimer .ins-list li::before{
  content:"";
  position:absolute;
  left:0;
  top:.68em;
  width:.62rem;
  height:2px;
  background:var(--neon);
}

.page-disclaimer .ins-list b{
  font-weight:600;
  color:var(--bone);
}

.page-disclaimer .ins-tags{
  display:flex;
  flex-wrap:wrap;
  gap:.4rem;
  margin:1em 0 0;
}

.page-disclaimer .ins-tag{
  padding:.24rem .5rem;
  border:1px solid var(--line);
  font-family:var(--mono);
  font-size:.66rem;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--mint);
  background:rgba(16,53,42,.6);
}

.page-disclaimer .ins-tag--gold{
  color:var(--gold);
  border-color:rgba(231,180,92,.45);
}

.page-disclaimer .ins-foot{
  display:flex;
  flex-wrap:wrap;
  gap:.9rem 1.2rem;
  align-items:center;
  margin-top:clamp(24px,4vw,40px);
  padding-top:1.2rem;
  border-top:1px solid var(--line);
}

.page-disclaimer .ins-foot p{
  margin:0;
  flex:1 1 260px;
  font-size:.95rem;
  line-height:1.7;
  color:var(--sage);
}

.page-disclaimer .ins-actions{
  display:flex;
  flex-wrap:wrap;
  gap:.6rem;
}

.page-disclaimer .ins-actions .btn{
  text-decoration:none;
}

@media (min-width:640px){
  .page-disclaimer .ins-pairs{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
}

@media (min-width:920px){
  .page-disclaimer .ins-body{
    grid-template-columns:minmax(0,1fr) 236px;
    align-items:start;
  }

  .page-disclaimer .ins-index{
    order:2;
    position:sticky;
    top:calc(var(--nav-h) + 26px);
  }

  .page-disclaimer .ins-index ol{
    flex-direction:column;
    gap:.2rem;
    overflow:visible;
  }

  .page-disclaimer .ins-index li{
    flex:1 1 auto;
  }
}

@media (prefers-reduced-motion: reduce){
  .page-disclaimer .ins-index a,
  .page-disclaimer .ins-sec summary{
    transition:none;
  }
}

@media print{
  .page-disclaimer{
    background:#fff;
    color:#111;
    padding-bottom:0;
  }

  .page-disclaimer .ins-index,
  .page-disclaimer .ins-banner,
  .page-disclaimer .ins-ver,
  .page-disclaimer .ins-actions{
    display:none;
  }

  .page-disclaimer .ins-head,
  .page-disclaimer .ins-sec{
    background:#fff;
    border-color:#bbb;
  }

  .page-disclaimer h1,
  .page-disclaimer .ins-lede,
  .page-disclaimer .ins-pad p,
  .page-disclaimer .ins-list li,
  .page-disclaimer .ins-pair dd,
  .page-disclaimer .ins-sec-h,
  .page-disclaimer .ins-foot p{
    color:#111;
  }

  .page-disclaimer .ins-body{
    display:block;
  }
}